Malaysia Just Killed the Rule of 78 — Here’s the Business Lesson Nobody Is Talking About #carloan
1:14
YouTubeRobin Ooi
Malaysia Just Killed the Rule of 78 — Here’s the Business Lesson Nobody Is Talking About #carloan
Starting June 1, 2026, the Hire Purchase (Amendment) Act officially abolishes the “Rule of 78” for car loans in Malaysia. For decades, this formula front-loaded interest payments, meaning Malaysians who tried to settle their loans early found they had barely touched the principal. Banks profited massively from a mathematical formula that ...
13.9K views2 months ago
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