India, it’s time to celebrate, your EMI just got cheaper. The RBI has announced a 25 basis point repo rate cut, the fourth cut this year, bringing the repo rate down to 5.25%. And yes, this directly impacts your loan. Here’s how it works in simple terms. When the repo rate falls, RBI lends to banks at cheaper rates, and banks are expected to pass on that benefit to the public. That means lower EMIs, shorter loan tenures, or both, especially for people with existing floating rate loans. For examp
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