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If you’re not maxing out a Roth IRA, you’re leaving money on the table. I remember the first time I heard about the Roth IRA. I was in my early 20s, fresh out of the Army, trying to figure out how to grow my money. I was clueless about investing, but someone told me, “You can put money into a Roth IRA, and it will grow tax-free.” Tax-free? That caught my attention. I scraped together my first $1,000 and opened a Roth IRA, even though I had no idea what I was doing. I started adding a few hundred
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