Debt consolidation and bankruptcy are strategies to relieve debt, but the effects are radically different. Bankruptcy can ...

Bankruptcy damages your credit and stays on your credit reports for years. Fortunately, you can rebuild your credit score ...

If you can't pay the full balance owed but want to resolve the debt, negotiating a settlement for less than the total amount ...

Improving your credit after taking a hit isn’t always easy, but it’s doable. It depends on what happened, how long it’s been, ...

Drowning in credit card debt? Debt settlement could help, but the trade-offs might cost you. Here's what to know.

Kylie Scarletta, 22, from Wisconsin, told Newsweek: "I want to help break that cycle and normalize these conversations." ...

Unsecured debt, or any debt that isn’t backed by collateral, is a common option for many borrowers. Lenders usually charge ...

Filing for Chapter 13 bankruptcy offers those with a regular income a way to repay their debt as part of a structured plan. This typically occurs over three to five years, and allows people to catch ...

With bankruptcy, the amount of debt that you repay is set by law and not up for negotiation. You must disclose all of your ...

Freedom Debt Relief relates that there are no instant solutions to any serious debt problems, and the amount of time it takes to relieve debt issues depends on the size of the debt, your ability to ...

More and more people who are filing for bankruptcy have retail credit card debt, and those bills are getting harder to pay ...

Credit card debt forgiveness might be a good idea if you’re struggling to keep up with payments, ... If you are considering Chapter 13 bankruptcy, debt resolution may be a better option, ...