The 4% withdrawal rule for retirement planning assumes excessive equity allocation (50-75%), which makes it impractical. To ...

In this article, SEBI RIA Abhishek Kumar reviews SEBI’s Draft Circular on Revised MF Categorisation Rules. About the author: Abhishek is part of a freefincal’s curated list of fee-only financial ...

Last year, when we published the Unified Pension Scheme vs National Pension Scheme Calculator, many readers were surprised ...

The mutual fund industry keeps talking about how X or Y fund or fund category is an “alternative” to a fixed deposit. Is this true? Which mutual fund is a good alternative to a fixed deposit? The ...

These are the mutual fund taxation rules for FY 2025-2026. These are derived from Manmohan Sethumadhavan’s fantastic Capital Gains Taxation Rules Ready Reckoner for FY 2025-2026. Surcharge and cess ...