Maxing out a credit card, taking on a high-interest loan, or, more recently, relying on a Buy-Now-Pay-Later (BNPL) can create ...

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FICO, the company behind the most widely used credit scores, announced a plan to start factoring buy now, pay later loans into credit scores. On time payments can help users build up credit ratings, ...

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FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time the company has factored the popular loans into credit scores.