Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband ... payment network and a card issuer.

The best cash back credit card is one you will use regularly. Some cards pay a single rate on every purchase, with no work required on your part. Others pay higher rewards in specific categories ...

Who are your closest friends? You are influenced by the people you allow to be in your life closely. Pick wisely. Aim for quality over quantity. Seek partnerships with people who see the world ...

If you've got an old printer or two that you want to recycle, check out retailers like Best Buy, OfficeMax and Staples.

Are you feeling a little overwhelmed? Tiredness and exhaustion from work can lead to emotional numbness. Rather than continue to push through, let your feelings have a chance to thaw. It's good ...