This type of bankruptcy can provide significant relief, but you should know how much debt is required to qualify.

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There are various strategies for debt relief. Make sure you understand the pros and cons of each before choosing one.

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Commentary: In most cases, prioritizing debt payoff is the way to go, but here are a few exceptions to keep in mind.

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any remaining debt is wiped clean. Can Personal Loans Be Discharged in Bankruptcy? Yes, personal loans that you took out from banks or credit unions, plus personal loans from family, friends ...