Fannie Mae and Freddie Mac to allow credit scores based on rent and utilities payments

Prospective homebuyers with a history of on-time payments for rent and utilities may soon find it easier to qualify for a ...
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Fannie Mae to factor rent, utilities into mortgage credit scores

Fannie Mae will now allow lenders to use VantageScore 4.0, which incorporates rent and utility payment histories, in mortgage decisions. The move aims to help creditworthy renters with limited ...

Fannie Mae now backs Bitcoin mortgage loans, and Bitwise CIO calls it "a huge win"

No margin calls, no forced liquidation, no tax event. Matt Hougan says this changes the game for Bitcoin holders.

FHFA Director and HUD Secretary Jointly Announce VantageScore 4.0 Implementation for Fannie Mae, Freddie Mac and FHA

HUD SECRETARY ANNOUNCES NEW ACCEPTANCE AND IMPLEMENTATION OF VANTAGESCORE 4.0 FOR FHA LOANS: HUD will also allow the use of VantageScore 4.0 for FHA mortgage loans. Over 80% of all FHA-insured ...

Fannie Mae Says Mortgage Rates Will Drop To 5.7% By Year End — But Here's The Catch Nobody Is Talking About

Fannie Mae expects mortgage rates to fall below 6% by the end of 2026. In its March Housing Forecast, the government-sponsored enterprise updated its predictions for the housing market. The report ...
AOL

Fannie Mae predicts shifts in mortgage rates and the housing market

During my years of reporting on the housing market, I’ve paid especially close attention to mortgage rates — their daily shifts, the factors that impact them, and expert predictions about where ...
HousingWire

Fannie Mae lowers forecasts for mortgage rates, home-price growth

Mortgage rates are expected to end 2025 at 6.4% and 2026 at 6% — downward revisions compared with last month’s forecast figures of 6.5% and 6.1%. That’s according to the July 2025 Economic and ...