Discover what constitutes an act of God, its implications on insurance policies, and learn how events like floods or earthquakes can affect coverage and liability.

Learn how Vis Major, or "superior force," affects contracts and liability. Discover examples, coverage exceptions, and how it differs from foreseeable events.

Countries where massive natural hazard events occur frequently are not more likely than others to make changes to reduce risks from future disasters. Countries where massive natural hazard events ...