Mortgage rates have been historic in their own right during the past few years. The average 30-year fixed rate reached an all-time record low of 2.65% in January 2021 before surging to 7.79% in ...

1. Compare rates and different lender offerings online. Be sure to look at the APR, not just the interest rate. The APR reflects the total cost of your loan on an annual basis and any discount points ...

Mortgage rates are finally drifting down from their recent peaks, but the math on homeownership still does not work for a large share of American households. Prices climbed so far, and supply is so ...

It wasn't that long ago when the average mortgage interest rate was comfortably over 7%. In August 2023, for example, the average rate on a conventional 30-year term was 7.31%, marking the highest ...

For homebuyers and current owners looking to refinance, October 29 can't come fast enough. That's when the Federal Reserve is set to conclude its next two-day meeting and, with it, issue another ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...