Lenders look at several factors to determine if you qualify for a mortgage. The loan-to-value ratio is a key metric that can impact your ability to get a home equity line of credit (HELOC) or home ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Ebony Howard is a certified public ...

A longtime metric used by banks to evaluate the strength of their commercial real estate portfolios isn't as useful as it once was amid a massive reset in the U.S. property market. Loan-to-value ...

LTV decides how much of the asset’s value the lender is willing to finance, and how much you must pay from your own pocket.

High-LTV refinance, at its core, refers to a refinancing option where the new loan has a high Loan-to-Value (LTV) ratio. This implies that a significant portion of the property's value is financed ...