A one-time transfer outperforms an equal-installments method in most tax situations, research finds.

Using an IRA calculator helps you identify the best contribution strategy to maximize your retirement savings, especially if you don’t have access to a 401 (k). If you’re part of a defined benefit ...

Charles Schwab is one of the best overall IRA providers, with high-quality customer service, no account minimum and low fees. The company offers a large selection of no-transaction-fee funds, gives ...

The IRS is increasing the contribution limits for retirement accounts in 2026, boosting the top threshold to account for ...

Calculating your RMD only requires two numbers. You'll need your retirement account balance as of Dec. 31, 2024. Check with ...

Age 65 is a major transition for many individuals as they shift to thinking about retirement and begin to contemplate ...

Dorothy Neufeld is currently a financial writer for Visual Capitalist. She has 5+ years of writing experience. Suzanne is a content marketer, writer, and fact-checker. She holds a Bachelor of Science ...

Socking away money for retirement is something that’s top of mind for many people. Many Americans save money for their "Golden Years" through workplace retirement plans and individual accounts they ...

Required minimum distribution amounts are calculated by dividing a life expectancy factor into the relevant account balance from Dec. 31 of the preceding year. For instance, to calculate RMD amounts ...

The IRS raised the limit on how much Americans can stash away for retirement in 2026. Here's what they are. How close are you?

Dear Savvy Senior: What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement savings. My wife is a homemaker and caregiver, and works ...

Making your savings last through retirement can be complex in practice, but it really all comes down to your income vs. spending. In other words, it means understanding how much your portfolio can ...