To get a lower mortgage payment, you’ll need to focus on modifying the principal, interest, taxes or insurance you pay. You can choose to refinance or recast your mortgage to make the monthly mortgage ...

Homeowners are still waiting for mortgage relief. Despite mounting expectations for Federal Reserve rate cuts, monthly payments remain high for millions of borrowers locked into rates near or above 7% ...

Negotiate with your lender. If you have private student loans, you may be able to negotiate a lower interest rate with your ...

Most applicants were eligible for SAVE, which has been struck down. Here's how to apply for other repayment plans. Tiffany Wendeln Connors was a senior editor for CNET Money with a focus on credit ...