Dave Ramsey is a bestselling author who created the baby steps formula for getting out of debt. It's helped many people, including one person in the Dave Ramsey subreddit. A Redditor shared her ...

Joshua Rodriguez is a writer with a passion for helping people understand the impact of their financial decisions (good or bad). His articles on mortgages, home equity loans, credit cards, budgeting, ...

When Casey called into The Ramsey Show about her husband’s debt, she was barely holding back tears. “I’m just so overwhelmed.

If you’re carrying more credit card debt than you care to think about, you’re not alone. Among the generations, Gen Xers carry the largest average credit card balance of $9,225, with baby boomers not ...