Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of experience in personal finance and business, including roles at Bankrate, CreditCards.com, and Policygenius. Her work ...

An auto loan preapproval can help you navigate the car-buying experience more efficiently. Since a lender evaluates your financial situation and initiates a hard credit pull, getting preapproved gives ...

For one Redditor, having a preapproval on a car loan is creating some concern about how to negotiate best. There is no reason for this Redditor to be nervous, the odds are actually in his favor. The ...

New data from the Federal Reserve Bank of New York found that auto loan approval rates are dropping for U.S. buyers. Of those who applied for auto loans in October 2025, 15.2% — or more than 1 in 10 — ...

Research vehicle pricing, desired features and long-term ownership costs. Shop around online and at various dealerships to compare prices and financing options. Get pre-approved for a loan to ...

You must have received various emails, App notifications, SMS and WhatsApp messages from your bank about pre-approved personal loan offers. You must have also received calls or seen banners related to ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates. The average auto loan rate for someone with excellent credit is 5.25%, according to ...