Money’s picks for the best online banks and credit unions for 2026.

SoFi® offers a solid interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A 0.50% APY on all balances and an opportunity to earn a bonus between $50 ...

Banking fees can quickly add up and eat away at any interest earned on a savings account. Fortunately, there are a number of FDIC-insured savings accounts that offer no fees whatsoever — zero monthly ...

Discover the best online bank accounts with high-interest rates! Explore options like Discover Bank, Capital One 360, Alliant Credit Union, and more for accessing money online.

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

As the world becomes more digitally savvy, many consumers are increasingly switching over to online banking. Having an account that’s accessible whenever and wherever internet access is available ...

Benzinga's choice for the best online bank account with instant debit card access is Chime. For first timers, Current is best for providing credit building features. Once you open an account, you want ...

More than 50 data points considered for each bank, credit union and banking technology firm (or neobank). The best online checking accounts have no monthly fees and offer interest or cash back on ...

If you carry out all your life admin — including managing money — from your phone, you may benefit from an online-only or ...

The UK’s nine biggest banks — including Barclays, HSBC, NatWest, Halifax and Santander — are required by law to offer basic ...